What is Considered Full Time Employment?
You must be considered a full time employee by your employer and must work a minimum of 30 hours per week. Time spent participating in religious instruction, worship services, or any form of proselytizing may not be counted as part of that 30 hour minimum. For teachers of other employees within a public service organization that are under contract for at least 8 out of 12 months, you will meet the full-time standard if you work at least 30 hours per week during your contract period. If you work in two separate public sectors, or non-profit jobs, you will meet the requirement if the combined hours at both positions is 30 hours or more per week.
How Do I Get Started?
Safe Harbor is unique in that we are a full service, financial planning firm. Our primary goal is to help you – the client – no matter where you are on your path to creating financial security, identify specific financial goals such as assisting you with qualification and entrance into the Public Service Loan Forgiveness Program. We assist you with the actual process of identifying the most efficient way of accomplishing this objective and helping you save thousands of dollars in the process.
Sounds great, right? But it can get tricky. There are many marketing companies out there whose names include words such as: “Student Loan Help”, or “Student Loan Forgiveness” who make it sound as though you can simply call them and have your loans forgiven. The problem is these companies charge anywhere from $600 to $1500 for their services, which usually only include sending you an application to complete and send off to a loan servicer.
At Safe Harbor, all of our Personal Financial Services Program clients receive special additional services, such as our consolidation loan services, for very little or nothing in addition to their program. Student Loan Consolidation documentation services, for example, only cost $50(including the Public Service Loan Forgiveness Program).
So take the time and give us a call. Our advisors will pull up your loans, explain your options through consolidation in just a few minutes, and there is no obligation find out just how much you can save. Call today 1-855-569-4009.